Enjoy everyday benefits, everywhere the card is accepted.
on purchases under $299
paid as a statement credit.1
on purchases of $299 or more2
Benefits of the Synchrony HOME Credit Card
2% cashback as a statement credit on purchases under $299
6 Months Promotional Financing on purchases of $299 or more2
12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers
Online account management and customer service
A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to get what you want and need for your home*
No annual fee3, free FICO credit scores4 and the ability to request a credit limit increase5
$0 fraud liability and 24/7 secure account man
Manage your account with Synchrony.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
What is the Mattress Savvy Synchrony HOME Credit Card?
Mattress Savvy offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including Mattress Savvy locations.*
How do I apply for a Mattress Savvy Synchrony HOME Credit Card?
You can apply for a Mattress Savvy Synchrony HOME Credit Card by applying online or at any of our participating retailer locations. Click here to find your nearest participating store location.
Where do I check the status of my account?
To check the status of your Mattress Savvy Synchrony HOME Credit Card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:
Make a payment
View your balance
Update your account information
Schedule up to your next 12 payments
How can I make a payment on my Mattress Savvy Synchrony HOME Credit Card?
There are three convenient ways to pay your bill.
Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
Monday – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
P.O. Box 960061
*Subject to credit approval
1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cashback rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles a! er qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3 For new accounts: Purchase APR is 29.99%. The minimum interest charge is $2.
4 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary card members with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries
5 You may be required to provide your annual net income if we do not have your recent information on file